Creating A Moving Budget? Make Use of These Tips

It is difficult to move for many reasons. One of them is that it can be expensive without planning. There are many things to consider when creating a budget for moving. Depending on size, a local move costs between $300 and $1500.

The cost of a long-distance move can range from $2,500 to $5,000, depending on its size and distance. This is a conservative estimate due to the labor shortage's effect on the moving industry over the past few years.

How to Create a Moving Budget

A moving budget will help you to plan your move and manage your finances. What you need to understand.

Take Inventory

Determine what you are moving before you call or search for moving companies. Make an inventory of all the items you bring to your new home. Start by identifying the larger items, such as furniture, bedding, and specialty items, like pianos, pool tables, desks, etc.).

Next, move on to smaller items like lamps, clothes, and other small items. Make sure you check each room thoroughly to make sure nothing is missed.

Create a Moving Budget Template

Using moving calculators or software to create a budget for moving is unnecessary. You can create a moving budget by writing it on paper or translating this template online into a spreadsheet.

How to create a template for a moving budget:

  • Add the following categories to the top of your website: Category and Cost.
  • Create three sections in the first column.
  • Please fill out the price for each item listed in the section below.
  • Under each section, create a row titled Subtotal.
  • Use a calculator to add up the costs of moving yourself or professionally. You can also use the formulas in your spreadsheet. Place this value on the Subtotal line.
  • Add a row to the Subtotal called Contingency, and multiply it by at least 5%. (If you want to ensure your total is as accurate as possible, double this number). Add that amount to your Subtotal.

Moving Budget

Moving fees $350
Packing services $200
Moving insurance $80
Specialty services $150
Hidden costs $50
Subtotal $690
Contingency (+5%) $724.50

Consider Basic Moving Costs

Hiring professional movers or planning your move will have different moving costs. The above-moving budget template lets you see where you could cut costs or which option best fits your budget.

Working with Professionals

Working with moving professionals like those listed on our list of the best long-distance moving services can save you money and time in the long run. By doing the work yourself, you can determine areas where you can save money (and time).

Add these moving costs to the Professionals section if you are working with professionals:

  • Rates for moving services
  • Packing Services
  • Insurance for moving
  • Specialty item packaging (moving pianos and safes etc.)
  • Hidden costs (damages/claims, meals, tips, etc.)
  • Unpacking Services

Moving Yourself

It may seem easy to save money by moving yourself, but this is untrue. To determine whether this option is financially feasible, it's best to create a budget for moving, including the time spent on your own instead of hiring professionals. Remember that the budget will not reflect how much time you'll spend preparing for your move.

Add these moving costs to the Self-Moving section if you are moving alone:

  • Truck rental
  • Gas
  • Insurance for moving
  • Furniture Insurance
  • Rent additional moving equipment (dolly and ramps)
  • Packing materials (boxes, tape, covers, etc.)

Additional Moving Costs to Consider

There are many other moving costs that you should consider when creating your budget. There may be additional expenses that you can add to the list. However, these are some of the most common items people forget to include in their moving estimates.

Add additional costs to your contingency budget or separate them into different categories, depending on your requirements.


Include this category in your budget to get an accurate cost estimate. You should include car shipping costs, fuel, and maintenance charges under transportation.


It's crucial to factor in accommodation costs when planning a long-distance move. This will also be a factor if you need to find temporary housing until your new home is finished. Include these costs, such as child or pet care, food, and other expenses, in your budget.


Contact different storage companies for an estimate if you need space during your move. Take the highest price you can afford if you aren't sure which storage facility to use. Add moving costs to the cost of the storage facility.

Additional Costs

You should also consider the costs of other expenses.

Professional cleaning services, for example, can be provided to your previous home. What is the cost of moving on a weekday versus a weekend if you take time off from work? Take into account all the costs that this move may incur.

Checklist for Moving Expenses

Use this moving expense checklist to ensure you are on track as you prepare your budget.

Professional Movers

  • Moving charges
  • Packing Services
  • Unpacking Services
  • Specialty Items Packaging
  • Insurance for moving
  • Hidden costs


  • Truck rental
  • Gas
  • Meals
  • Renting moving equipment
  • Boxes
  • Packaging tape
  • Furniture covers
  • Packing materials
  • Transport

Other Expenses

  • Cost of car shipping
  • Maintenance of automobiles
  • Accommodation
  • Cleaning your home
  • Storage unit rental
  • Insurance
  • Moving from/to a storage facility
  • Child Care
  • Pet care

Tips for Creating an Accurate Moving Expense Budget

To create an accurate budget for moving, it's hard to estimate the costs. Multiply the Subtotal (excluding the additional moving costs) by at least 5% to better estimate your total cost. Consider ways to manage your finances and save money as you create your relocation budget.

  • Track your daily expenses. It will be simpler to determine how your relocation will affect your money.
  • Save money for your moving costs. Plan a yard sale, for example, to add some money to your budget. You can find free cardboard boxes at local retail stores and restaurants. You can also ask your neighbors if they have any leftover moving supplies. You can save money by moving.
  • Keep an emergency fund to cover the unexpected. The unexpected can happen when you move, so having an emergency fund is essential.

A moving budget can make the process less stressful. Keep checking the budget as your moving date nears to see how you are doing and to update final costs. Remember to include the 5% contingency in your budget to give you some breathing space.

You'll have less chance of being blindsided by hidden moving costs if you estimate more and add more to your budget template.


Creating a moving budget is essential to ensure you spend your time appropriately during your move. By taking inventory of your belongings and using a moving budget template, you can accurately estimate your moving costs and make informed decisions about hiring professionals like Abreu Movers. Additionally, it's important to consider all the additional moving charges, such as transportation, accommodation, and storage, to create a comprehensive budget. By tracking your daily expenses, saving money, and keeping an emergency fund, you can better manage your finances during the moving process.

Consider the importance of creating a moving budget if you're planning a move. Take the time to estimate your costs and consider all the necessary expenses accurately. By following the tips provided and using a moving budget template, you can minimize stress and ensure a smooth and affordable move. Start creating your moving budget today and take control of your finances during this transition.


What is a moving budget?

You can plan for unexpected expenses by creating a moving budget. You can plan a budget for your move so you don't get hit by unexpected expenses.

What is a 12-month moving budget?

A continuous budget is an annual budget that moves forward by adding one month each time a month ends.

How much should I move each hour?

Every 30-60 minutes, remember to move around for three minutes. Why? Long durations of standing or sitting motionless might harm your health, according to a study. Our bodies were designed to move; moving for three minutes an hour is the best way to feel your best.

What is the most efficient method of transport?

What are full-service movers? Full-service movers make moving your home the most efficient option because they handle every aspect of the process. They start by packing your belongings in moving boxes. Then, they disassemble items and prepare your furniture for transport.

Eric Chandler
Moving Company Professional

Eric Chandler is a versatile entrepreneur with expertise in both writing and the moving industry. With years of experience as a writer, he has a talent for crafting engaging content on various subjects for major publications and online platforms. Eric also owns a successful moving company that provides reliable and efficient services to clients across the country. His extensive knowledge of the moving process, from packing to delivery, has earned him a reputation as a trustworthy moving expert.